Grades & Scores
Altman Z‑Score (Premium Plus)
Chartable: Yes
Unit: Ratio
Altman Z-Score estimates bankruptcy probability using working capital, retained earnings, EBIT, market cap, and sales relative to assets.
General benchmarks: Above 3.0 safe; 1.8–3.0 gray zone; below 1.8 distress. Not scored for banks.
Beneish M‑Score (Premium Plus)
Chartable: Yes
Unit: Number
A statistical model for determining if the company’s earnings have a high probability of accounting manipulation. Professor Beneish found that investing in low M-Score stocks and shorting high M-Score stocks would have outperformed the market by about 15% over the 7-year period he studied.
General benchmarks: An M-Score rating over −1.78 suggests possible earnings manipulation; below −1.78 suggests earnings are NOT manipulated.
Dividend Safety Score (Ultimate)
Chartable: Yes
Unit: Number
Weighted composite score (0‑100) signaling the likelihood a company can sustain and grow its dividend. Combines six inputs — FCF payout ratio (30%), net debt/EBITDA (20%), interest coverage (15%), cash flow predictability (15%), consecutive dividend growth years (10%), and Altman Z‑Score (10%). Financial sector companies have the Z‑Score weight redistributed among the remaining factors. Non‑dividend payers receive N/A.
Score bands: Very Safe (80+), Safe (60‑79), Borderline (40‑59), Unsafe (20‑39), Cut Risk (under 20).
Growth Score (Premium Plus)
Chartable: No
Unit: Number
A 0–100 score ranking growth based on 5-year history and forward estimates for EBITDA, sales, and EPS growth.
General benchmarks: 80+ top tier; 50–80 above average; below 30 weak.
Morningstar Financial Health Grade
Chartable: No
Unit: Grade
The Financial Health Grade from Morningstar based on Financial Leverage (assets/equity) from the most recent quarter’s balance sheet, cash on the balance sheet, cash flows and free cash flows, and their trend.
General benchmarks: A or B indicates a strong balance sheet; D or F indicates potential financial distress.
Morningstar Growth Grade
Chartable: No
Unit: Grade
Morningstar A–F grade based on historical sales growth trajectory.
Morningstar Profitability Grade
Chartable: No
Unit: Grade
The Profitability Grade from Morningstar based on the average level of a company’s returns on capital over the past 5 years, its capital return trend, and consistency.
General benchmarks: A or B indicates durable profitability; D or F indicates weak or deteriorating returns.
Piotroski F Score (Premium Plus)
Chartable: No
Unit: Number
Piotroski F-Score evaluates financial strength using 9 binary criteria covering profitability, leverage, and efficiency.
General benchmarks: 8–9 strong; 5–7 average; 0–2 weak.
Quality Score (Premium Plus)
Chartable: No
Unit: Number
A 0–100 score ranking quality using ROIC, net margin, gross margin, interest coverage, and debt/equity.
General benchmarks: 80+ high quality; 50–80 average; below 30 weak.
Sentiment Score (Premium Plus)
Chartable: No
Unit: Number
A 0–100 score measuring market sentiment using short interest, recent returns, proximity to 52-week high, and MACD signals.
General benchmarks: 80+ strong momentum; below 30 in a downtrend.
Value Score (Premium Plus)
Chartable: No
Unit: Number
Our value score looks at EV/EBITDA, P/E, EPS Predictability, Price/Tangible Book, and Price/Sales. The Price/Tangible Book and Price/Sales values are compared within a sector whereas the other metrics are compared across all stocks with adequate data. The best companies score a 100 and the worst score a 0.
General benchmarks: 80+ is deep value; 50–80 is reasonably valued; below 30 is expensive relative to peers.