While the Future Income Tool is a powerful planning resource, there are two primary limitations to keep in mind:
First, it is important to remember that these are projections, not guarantees. Actual results will vary as companies may change their dividend amounts, payout frequencies, or ex-dividend dates at their discretion. These corporate actions can cause significant differences between projected and realized income.
Second, Future Income focuses specifically on equity-based distributions. It does not include income generated from other asset classes within your portfolios, such as coupon payments from individual bond holdings or interest from certain specialized fixed-income instruments.
