Travelers Companies (TRV) Research Report — Score, Intrinsic Value, Peer Rankings

Travelers Companies (TRV)Financial Services / Insurance - Property & Casualty

StockRover

Stock Report | August 16, 2026

$370.36 $0.36(0.10%)as of Friday's close

52‑wk Range

$252.26

$398.69

Cap ($M USD) $77,247

P/E 10.0

EPS (1Y)64.6%

Dividend$5.00

Last Filing06/30/26

Sales ($M)48,979

Fwd. P/E 12.3

Sales (1Y)2.4%

Fwd. Yield 1.4%

Next Earnings10/15/26

TRV has outperformed the S&P 500 by 18.0% in the past year.

TRV has outperformed its sector by 27.3% in the past year.

The Financial Services sector has underperformed the market by -9.3% in the past year.

ANALYST CONSENSUS

Hold

The consensus rating has worsened a little since last month when it was also Hold.

Strong Buy

Buy

Hold

Sell

Strong Sell

Strong BuyBuyHoldSellStrong Sell

QUANTITATIVE SCORES

Fair Value

$425.47

Low Confidence

Margin of Safety

15%

The Margin of Safety is the difference between a company's Fair Value and the current price. See more on page 8.

1 warning

Details on Page 8

Value Score

Value Score: Our value score looks at EV/EBITDA, P/E, P/S, P/TB (Price/Tangible Book) and EPS Predictability. P/S and P/TB are compared within a sector. Other metrics are compared across all stocks

Quality Score

Quality Score: Our quality score compares profitability and balance sheet metrics to find high quality companies using ROIC, Net Margin, Gross Margin, Interest Coverage, and Debt / Equity metrics.

Growth Score

Growth Score: Our growth score looks at the 5 year history and the forward estimates for EBITDA, Sales, and EPS growth, ranking the best companies across all stocks.

Sentiment Score

Sentiment Score: Our sentiment score finds stocks in favor by analyzing Short Interest, returns in key periods over the last year, Price vs. 52-wk High, Days Since 52-wk High and MACD signals.

BUSINESS SUMMARY

Travelers offers a broad product range and participates in both commercial and personal insurance lines. Its commercial operations offer a variety of coverage types for companies of any size but concentrate on serving midsize businesses. Its personal lines are roughly evenly split between auto and homeowners insurance.

Employees 34,000Homepage www.travelers.comHeadquarters New York, NY

Travelers Companies (TRV)Financial Services / Insurance - Property & Casualty

StockRover

Stock Report | August 16, 2026

VALUATION SUMMARY

	TRV	Industry	S&P 500
Value Score	98	84	71
Price / Earnings	10.0	10.7	27.9
Price / Sales	1.7	1.2	3.8
Price / Free Cash Flow	7.4	7.8	37.1
Price / Book	2.3	1.7	6.0
Price / Tangible Book	2.7	4.8	393.8
EV / EBITDA	7.5	7.9	19.8
EPS Predict. Pctl.	75	55	72
Piotroski F Score	5	4	6

5‑Year P/E Range	8.8 24.9
5‑Year P/B Range	1.2 2.6
5‑Year P/S Range	0.9 1.8

GROWTH SUMMARY

	TRV	Industry	S&P 500
Growth Score	82	74	77
Sales Growth
Sales Growth Next Year	2.9%	1.5%	19.0%
Sales 1‑Year Chg (%)	2.4%	4.0%	19.3%
Sales 3‑Year Avg (%)	8.1%	11.0%	13.3%
Sales 5‑Year Avg (%)	7.8%	11.5%	12.6%
EPS Growth
Next Yr. Growth Est.	-11.3%	-0.1%	19.8%
EPS 1‑Year Chg (%)	64.6%	13.5%	32.0%
EPS 3‑Year Avg (%)	58.0%	29.8%	17.3%
EPS 5‑Year Avg (%)	20.1%	11.5%	14.0%

Travelers Companies GROWTH SUMMARY chart

PEERS ANALYSIS SUMMARY

Ticker

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Company

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Cap ($M USD)

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P/E

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Fwd. Yield

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1M Return

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1Y Return

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Margin of Safety

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Value Score

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Growth Score

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Quality Score

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Chubb

$132,576

12.2

1.2%

-0.7%

26.2%

PGR

Progressive

$121,855

10.5

0.1%

-7.5%

-11.1%

MRSH

Marsh

$89,629

22.9

2.1%

6.1%

-7.4%

14%

TRV

Travelers Companies

$77,247

10.0

1.4%

10.0%

40.1%

15%

ALL

Allstate

$66,099

5.2

1.7%

4.4%

27.8%

22%

MET

MetLife

$62,060

18.7

2.4%

6.2%

28.9%

13%

PRU

Prudential Financial

$43,169

11.4

4.5%

9.0%

23.5%

13%

CINF

Cincinnati Financial

$26,580

8.2

2.2%

-3.8%

14.9%

14%

WRB

WR Berkley

$26,175

14.5

0.6%

-2.0%

1.3%

10%

Loews

$23,106

13.9

0.2%

-1.3%

18.5%

MKL

Markel Group

$22,887

10.2

-4.9%

-5.5%

11%

CNA

CNA Financial

$13,670

11.2

3.8%

0.2%

15.9%

Travelers Companies (TRV)Financial Services / Insurance - Property & Casualty

StockRover

Stock Report | August 16, 2026

PROFITABILITY SUMMARY

	TRV	Industry	S&P 500
Quality Score	88	74	76
Gross Margin	0.0%	0.0%	32.6%
Operating Margin	-	0.0%	16.6%
Net Margin	17.0%	11.5%	13.5%
Return on Assets	5.9%	4.4%	14.3%
Return on Equity	24.9%	17.8%	38.7%
ROIC	20.6%	15.9%	27.5%

RETURNS SUMMARY

	TRV	Industry	S&P 500
Sentiment Score	77	54	64
5‑Day Return	-3.6%	-2.1%	0.4%
1‑Month Return	10.0%	1.0%	3.2%
YTD Return	28.7%	9.9%	14.3%
1‑Year Return	40.1%	11.9%	21.7%
3‑Year Return	135.0%	102.9%	80.0%
5‑Year Return	161.1%	134.6%	86.5%
Beta 1‑Year	-0.10	0.07	1.00

Travelers Companies RETURNS SUMMARY chart

DIVIDEND

	TRV	Industry
Forward Dividend Yield	1.4%	2.1%
Payout Ratio	12.1%	15.0%
TTM Yield	1.2%	-
Fwd. Div. Per Share	$5.00	$4.24
Div. 1Y Chg (%)	13.6%	-
Div. 3Y Avg (%)	7.7%	-
Div. 5Y Avg (%)	7.3%	-
Cons. Growth Years	10+	-
Div. Coverage Ratio	7.4	4.6

DEBT & EQUITY

Price	$370.36
Net Cash Per Share	$402.16
Equity Per Share	$158.80
Debt / Equity	0.3
Solvency Ratio	100%
Interest Coverage	23.7
Short % of Float	4.0%

ANALYST REVISIONS

Current Quarter EPS
# Up Last 30 days	19.00
# Down Last 30 days	2.00
Mean Estimate	6.81
% Change (30 Days)	6.94%

Next Quarter EPS
# Up Last 30 days	18.00
# Down Last 30 days	2.00
Mean Estimate	9.58
% Change (30 Days)	4.14%

MEAN ESTIMATE TREND

	Cur Qtr	Next Qtr	Cur Year	Next Year
Latest	$6.81	$9.58	$34.05	$30.21
30 Days Ago	$6.37	$9.20	$28.23	$28.56
90 Days Ago	$6.35	$9.17	$28.14	$28.52
% Change (90 Days)	7.3%	4.5%	21.0%	5.9%

Travelers Companies (TRV)Financial Services / Insurance - Property & Casualty

StockRover

Stock Report | August 16, 2026

EARNINGS SURPRISES

Earnings surprise is the difference between a company's announced earnings and the average analyst estimated value. Surprises typically causes the stock price to jump and are often followed by more of the same surprise type.

Surprise Summary (Last 12 Quarters)

Surprise Type	Amount	Percent
Positive Quarters (> 2%)	10	83.3%
Negative Quarters (< 2%)	2	16.7%
In-Line Quarters (within 2%)	0	-

Surprise Detail (Last 6 Quarters)

Surprise Type	Announce Date	Period End Date	Actual EPS	Est. EPS	Surprise (%)
Positive	07/17/26	06/30/26	$10.04	$5.39	86.3%
Positive	04/16/26	03/31/26	$7.71	$7.08	8.9%
Positive	01/21/26	12/31/25	$11.06	$8.92	24.0%
Positive	10/16/25	09/30/25	$8.14	$6.38	27.6%
Positive	07/17/25	06/30/25	$6.51	$3.61	80.3%
Positive	04/16/25	-	$1.91	$0.77	148.1%

RISK

	TRV	Industry	S&P 500
Best Monthly Return (5Y)	17.4%	7.9%	9.6%
Worst Monthly Return (5Y)	-8.6%	-5.3%	-9.6%
Beta 1‑Year	-0.10	0.07	1.00
Volatility 1‑Year	0.20	0.11	0.13
Volatility 1Y Pctl.	18	-	-
Max Drawdown 1‑Year	-8.3%	-17.8%	-8.8%
Max Drawdown 3‑Year	-12.5%	-21.8%	-18.7%
Max Drawdown 5‑Year	-18.9%	-26.8%	-24.6%

SEASONALITY

Seasonal Performance vs the S&P 500

5-YEAR RELATIVE PERFORMANCE VS S&P 500

Relative to the S&P 500 baseline, TRV has outperformed the S&P 500 by 74.0% in the past 5 Years.

TRV has outperformed its sector by 95.4% in the past 5 Years.

The Financial Services sector has underperformed the market by -21.4% in the past 5 Years.

Travelers Companies 5-YEAR RELATIVE PERFORMANCE VS S&P 500 chart

Travelers Companies (TRV)Financial Services / Insurance - Property & Casualty

StockRover

Stock Report | August 16, 2026

Overall Rating
vs. Peers

Ratings scores are relative to industry groups. They compare key metrics to rank stocks vs. their competitors.
For example, higher growth than peers will score high even when the absolute growth is below the market average.

Growth vs Peers

Ticker

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Company

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Growth Rating vs. Peers

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Sales QoQ Chg.

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Eps QoQ Chg.

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Sales Growth Next Y.

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Sales 1Y Chg (%)

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Sales 3Y Avg (%)

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Sales 5Y Avg (%)

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TRV

Travelers Companies

0.3%

57.1%

2.9%

2.4%

8.1%

7.8%

MET

MetLife

9.9%

5.8%

4.5%

7.3%

2.4%

3.0%

Chubb

7.2%

-0.7%

3.9%

8.5%

10.2%

9.8%

MRSH

Marsh

6.2%

7.4%

4.8%

8.3%

9.0%

8.6%

ALL

Allstate

10.8%

61.2%

3.9%

5.6%

8.8%

6.9%

Valuation vs Peers

Ticker

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Company

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Valuation Rating vs. Peers

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P/E

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Fwd. P/E

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PEG Trailing

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P/S

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P/B

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5Y P/E Range

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ALL

Allstate

5.2

9.5

0.3

1.0

2.1

4.1

TRV

Travelers Companies

10.0

12.3

0.5

1.7

2.3

8.8

24.9

Chubb

12.2

11.8

1.3

2.2

1.8

9.3

17.1

MET

MetLife

18.7

9.0

19.0

0.8

2.3

7.5

MRSH

Marsh

22.9

16.5

2.1

3.3

5.9

18.7

36.7

Efficiency vs Peers

Ticker

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Company

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Efficiency Rating vs. Peers

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Gross Margin

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Operating Margin

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Net Margin

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5Y ROE Range

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5Y ROA Range

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ALL

Allstate

0.0%

19.2%

-17.7%

39.1%

-2.7%

11.1%

MRSH

Marsh

42.4%

21.6%

14.2%

26.2%

35.4%

6.8%

10.1%

TRV

Travelers Companies

0.0%

17.0%

10.1%

24.9%

1.9%

5.9%

Chubb

0.0%

18.0%

9.9%

15.9%

2.6%

4.6%

MET

MetLife

0.0%

4.7%

0.9%

17.1%

0.1%

0.9%

Financial Strength vs Peers

Ticker

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Company

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Financial Str. Rating vs. Peers

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Debt / Equity

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Interest Coverage

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Quick Ratio

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Intangibles %

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Solvency Ratio

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Short % of Float

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TRV

Travelers Companies

0.3

23.7

3.1%

100%

4.0%

ALL

Allstate

0.2

44.2

2.5%

183%

0.0%

Chubb

0.2

18.9

10.4%

66%

1.1%

MRSH

Marsh

1.5

6.6

1.1

48.4%

12%

1.6%

MET

MetLife

0.8

5.5

1.3%

17%

1.8%

Dividends vs Peers

Ticker

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Company

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Dividends Rating vs. Peers

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Fwd. Yield

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TTM Yield

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Price

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Fwd. Div. Per Share

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Consecutive Div. Growth Years

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Payout Ratio

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MET

MetLife

2.4%

$97.66

$2.37

10+

43.6%

TRV

Travelers Companies

1.4%

1.2%

$370.36

$5.00

10+

12.1%

MRSH

Marsh

2.1%

2.0%

$187.82

$3.96

10+

43.9%

Chubb

1.2%

1.1%

$343.64

$4.08

10+

13.8%

ALL

Allstate

1.7%

1.6%

$261.41

$4.32

10+

8.2%

Momentum vs Peers

Ticker

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Company

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Momentum Rating vs. Peers

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1M Return

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3M Return

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6M Return

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YTD Return

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1Y Return

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Beta 1Y

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Volatility 1Y

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Price vs 52‑wk High (%)

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TRV

Travelers Companies

10.0%

24.7%

26.9%

28.7%

40.1%

-0.10

0.20

92.9%

MET

MetLife

6.2%

24.1%

28.1%

26.3%

28.9%

0.68

0.23

96.8%

ALL

Allstate

4.4%

21.4%

27.3%

26.9%

27.8%

-0.36

0.24

94.3%

MRSH

Marsh

6.1%

18.0%

9.1%

2.9%

-7.4%

-0.30

0.26

87.9%

Chubb

-0.7%

7.7%

6.4%

10.8%

26.2%

-0.35

0.19

93.9%

Travelers Companies (TRV)Financial Services / Insurance - Property & Casualty

StockRover

Stock Report | August 16, 2026

DIVIDEND DETAIL

CALENDAR YEAR DIVIDEND HISTORY

Year

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Ex-Dividend Date

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Pay Date

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Text

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Amount

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2026 Dividends

$3.60

09/10/26

09/30/26

Regular

$1.25

06/10/26

06/30/26

Regular

$1.25

03/10/26

03/31/26

Regular

$1.10

2025 Dividends

$4.35

12/10/25

12/31/25

Regular

$1.10

09/10/25

09/30/25

Regular

$1.10

06/10/25

06/30/25

Regular

$1.10

03/10/25

03/31/25

Regular

$1.05

2024 Dividends

$4.15

12/10/24

12/31/24

Regular

$1.05

09/10/24

09/30/24

Regular

$1.05

06/10/24

06/28/24

Regular

$1.05

03/07/24

03/29/24

Regular

$1.00

2023 Dividends

$3.93

12/07/23

12/29/23

Regular

$1.00

09/07/23

09/29/23

Regular

$1.00

06/08/23

06/30/23

Regular

$1.00

03/09/23

03/31/23

Regular

$0.93

2022 Dividends

$3.67

12/08/22

12/30/22

Regular

$0.93

09/08/22

09/30/22

Regular

$0.93

06/09/22

06/30/22

Regular

$0.93

03/09/22

03/31/22

Regular

$0.88

UPCOMING DIVIDEND

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Ex-Dividend Date

09/10/26

Payment Date

09/30/26

Amount

$1.25

Type

Regular

DIVIDEND RATE

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Regular Dividend

$1.25

Forward Dividend Rate

$5.00

Forward Dividend Yield

1.4%

Trailing 12 Months Dividends

$4.55

Trailing 12 Months Yield

1.2%

STATISTICS

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Payout Ratio

12.0

Dividend Coverage Ratio

7.4

Consecutive Growth Years

10+

3 Year Growth Rate

7.7%

5 Year Growth Rate

7.3%

10 Year Growth Rate

6.4%

Travelers Companies (TRV)Financial Services / Insurance - Property & Casualty

StockRover

Stock Report | August 16, 2026

FINANCIAL STATEMENT SUMMARY

Income Statement

Revenue

Net income

Earnings per share diluted

Average shares diluted

P/E Ratio

Balance Sheet

Cash

Net Debt

Stockholders' Equity

Cash Flow

Operating Cash Flow

Free Cash Flow

Free Cash Flow per share

Profitability

Return on Assets

Return on Equity

Return on Invested Capital

Dividends

Dividends Per Share

Dividend Yield

Dividend Growth

Dividend Coverage

34,816

36,896

41,373

46,428

48,828

48,979

7.7%

3,662

2,842

2,991

4,999

6,288

8,303

19.4%

$14.49

$11.77

$12.79

$21.47

$27.43

$37.21

22.7%

251

240

232

231

228

221

-2.7%

11.0

13.7

20.6

12.4

11.4

10.0

-2.1%

83,300

76,236

84,052

89,687

26,169

97,983

3.6%

-76,010

-68,944

-76,021

-81,654

-16,902

-88,915

-3.9%

28,887

21,560

24,921

27,864

32,894

33,121

3.0%

7,274

6,465

7,711

9,074

10,606

11,026

9.4%

7,274

6,465

7,711

9,074

10,606

11,026

9.4%

$29.00

$26.97

$33.21

$39.26

$46.60

$49.95

12.5%

3.1%

2.4%

2.5%

3.8%

4.5%

5.9%

15.1%

12.6%

13.1%

11.9%

17.8%

19.0%

24.9%

15.9%

11.0%

10.2%

14.9%

15.8%

20.6%

14.6%

$3.49

$3.67

$3.93

$4.15

$4.35

$5.00

8.1%

2.3%

2.0%

2.1%

1.7%

1.5%

1.4%

-10.5%

5.2%

7.1%

5.6%

4.8%

17.6%

4.2x

3.2x

3.3x

5.2x

6.4x

8.3x

15.9%

USD in Millions

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Chart

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2021

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2022

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2023

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2024

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2025

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TTM

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CAGR

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VALUATION & PROFITABILITY HISTORY

Date

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TTM

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1 Yr Ago

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2 Yrs. Ago

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3 Yrs. Ago

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4 Yrs. Ago

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Price / Earnings

10.0

14.6

15.9

14.1

10.9

Price / Cash Flow

7.4

6.9

6.1

6.4

5.8

Price / Book

2.3

2.1

2.0

1.7

1.6

Price / Tangible Book

2.7

2.6

2.4

2.0

1.9

Price / Sales

1.7

1.3

1.2

1.0

1.2

EV / EBITDA

7.5

8.9

10.3

12.7

8.6

Forward Dividend Yield

1.4%

1.6%

2.0%

2.4%

2.2%

Shareholder Yield

8.5%

3.9%

3.5%

7.3%

8.2%

Gross Margin

0.0%

Net Margin

17.0%

11.0%

8.4%

5.8%

10.0%

Return on Assets

5.9%

3.9%

3.0%

1.9%

3.0%

Return on Equity

24.9%

17.6%

14.7%

10.2%

15.5%

ROIC

20.6%

14.9%

12.3%

8.6%

12.9%

Travelers Companies (TRV)Financial Services / Insurance - Property & Casualty

StockRover

Stock Report | August 16, 2026

WARNINGS

Name

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Severity

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Details

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High Short Percent

Low

Short % of Float: 4.0%

A significant percentage of this company's shares are being shorted by investors betting against it. This shows sentiment is negative. Note that exchanges only calculate this value twice per month so it can be delayed.

REPORT TIPS

Metric Definitions

Metric descriptions are available at
stockrover.com/help/metrics/metric-overview

Quantitative Scores

Our scores analytics is to offer our concise analysis of a stock in powerful, but easy to digest format. Each of the composite score metrics are designed to use the best available accounting practices as well as source data from SEC filings. The scores are computed for a company vs. the market as a whole.

Fair Value

Fair value performs a forecasted discounted cash flow analysis of a company to determine the company's intrinsic value based on the expected future cash flows the company will produce. It basically determines what a company is worth based on how much cash flow it is expected to generate for you in the future, taking into account the time value of money and the predictability of those forecasted cash flows.

Peers

Peer ratings are computed from ranking companies in the same industry group. The selection of peers shown in the tables above are chosen from the same industry and closest proximity of revenue.

DISCLAIMER

Financial Statements and Historical Prices Provided by Morningstar. © 2026 Morningstar, Inc. All Rights Reserved. The information contained herein: (1) is proprietary to Stock Rover and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely.

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Additional data provided by Zacks, Intrinio, Quandl, Yodlee, IEX Cloud

Travelers Companies (TRV) Research Report — August 16, 2026

ANALYST CONSENSUS

QUANTITATIVE SCORES

BUSINESS SUMMARY

VALUATION SUMMARY

GROWTH SUMMARY

PEERS ANALYSIS SUMMARY

PROFITABILITY SUMMARY

RETURNS SUMMARY

DIVIDEND

DEBT & EQUITY

ANALYST REVISIONS

MEAN ESTIMATE TREND

EARNINGS SURPRISES

RISK

SEASONALITY

5-YEAR RELATIVE PERFORMANCE VS S&P 500

Growth vs Peers

Valuation vs Peers

Efficiency vs Peers

Financial Strength vs Peers

Dividends vs Peers

Momentum vs Peers

DIVIDEND DETAIL

Returns

CALENDAR YEAR DIVIDEND HISTORY

UPCOMING DIVIDEND

DIVIDEND RATE

STATISTICS

FINANCIAL STATEMENT SUMMARY

VALUATION & PROFITABILITY HISTORY

WARNINGS

REPORT TIPS

DISCLAIMER