Dividend Adjusted Return
Sep 25, 2025 - Sep 25, 2026IBM 225.51 (-13.5%)
Technology 126.17 (+37.2%)
S&P 500 7743.41 (+17.9%)






Stock Rover estimates IBM’s intrinsic (fair) value at $259.64, against a recent price of $225.51, a margin of safety of 15%. Quantitative scores (0–100): Value 75, Quality 83, Growth 90, Sentiment 55. Analyst consensus: Buy.







Fair Value | $259.64 | |
Margin of Safety | 15% |
Value Score 75 Value Score: Our value score looks at EV/EBITDA, P/E, P/S, P/TB (Price/Tangible Book) and EPS Predictability. P/S and P/TB are compared within a sector. Other metrics are compared across all stocks | Quality Score 83 Quality Score: Our quality score compares profitability and balance sheet metrics to find high quality companies using ROIC, Net Margin, Gross Margin, Interest Coverage, and Debt / Equity metrics. |
Growth Score 90 Growth Score: Our growth score looks at the 5 year history and the forward estimates for EBITDA, Sales, and EPS growth, ranking the best companies across all stocks. | Sentiment Score 55 Sentiment Score: Our sentiment score finds stocks in favor by analyzing Short Interest, returns in key periods over the last year, Price vs. 52-wk High, Days Since 52-wk High and MACD signals. |
| IBM | Industry | S&P 500 | |
|---|---|---|---|
| Value Score | 75 | 58 | 69 |
| Price / Earnings | 20.1 | 22.9 | 27.0 |
| Price / Sales | 3.1 | 1.1 | 3.7 |
| Price / Free Cash Flow | 16.3 | 13.7 | 36.3 |
| Price / Book | 6.2 | 3.0 | 5.9 |
| Price / Tangible Book | - | - | 374.0 |
| EV / EBITDA | 15.3 | 12.7 | 19.7 |
| EPS Predict. Pctl. | 74 | 63 | 71 |
| Piotroski F Score | 7 | 8 | 6 |
| 5‑Year P/E Range | 18.3 96.6 |
| 5‑Year P/B Range | 4.9 10.7 |
| 5‑Year P/S Range | 1.5 4.6 |
| IBM | Industry | S&P 500 | |
|---|---|---|---|
| Growth Score | 90 | 58 | 78 |
| Sales Growth | |||
| Sales Growth Next Year | 3.9% | 4.2% | 23.2% |
| Sales 1‑Year Chg (%) | 7.9% | 5.1% | 22.6% |
| Sales 3‑Year Avg (%) | 4.5% | 5.3% | 14.8% |
| Sales 5‑Year Avg (%) | 8.1% | 10.5% | 13.4% |
| EPS Growth | |||
| Next Yr. Growth Est. | 6.8% | 8.1% | 33.7% |
| EPS 1‑Year Chg (%) | 81.5% | -66.6% | 37.3% |
| EPS 3‑Year Avg (%) | 69.3% | 12.7% | 18.3% |
| EPS 5‑Year Avg (%) | 19.8% | 15.0% | 15.3% |






PANW | Palo Alto Networks | $306,537 | 500+ | - | 10.3% | 85.3% | -23% | 46 | 86 | 50 |
CRWD | CrowdStrike Holdings | $258,164 | 500+ | - | 36.0% | 113.2% | -31% | 43 | 87 | 67 |
SAP | SAP | $243,167 | 27.0 | 1.4% | -2.9% | -18.3% | 21% | 66 | 92 | 98 |
IBM | IBM | $212,460 | 20.1 | 3.0% | -3.7% | -17.8% | 15% | 75 | 90 | 83 |
CRM | Salesforce | $192,598 | 21.4 | 0.8% | 14.0% | -2.1% | 14% | 64 | 87 | 92 |
ACN | Accenture | $107,769 | 14.1 | 3.7% | -5.8% | -21.8% | 28% | 94 | 82 | 93 |
INFY | Infosys | $42,528 | 13.0 | 5.0% | -12.7% | -34.1% | 21% | 93 | 66 | 96 |
CTSH | Cognizant Tech Solns | $25,823 | 12.3 | 2.3% | -9.1% | -12.1% | 30% | 95 | 81 | 92 |
FISV | Fiserv | $24,716 | 8.9 | - | -11.4% | -63.9% | 50% | 94 | 75 | 75 |
CDW | CDW | $16,931 | 16.3 | 1.9% | -4.7% | -12.0% | 13% | 87 | 74 | 71 |
LDOS | Leidos Holdings | $15,512 | 11.5 | 1.4% | -7.8% | -31.4% | 31% | 95 | 84 | 76 |
INGM | Ingram Micro Holding | $6,206 | 14.7 | 1.3% | -7.0% | 33.3% | - | 68 | - | 56 |
| IBM | Industry | S&P 500 | |
|---|---|---|---|
| Quality Score | 83 | 58 | 75 |
| Gross Margin | 58.1% | 31.0% | 32.8% |
| Operating Margin | 18.4% | 11.1% | 16.9% |
| Net Margin | 15.5% | 7.0% | 13.8% |
| Return on Assets | 7.1% | 7.7% | 15.4% |
| Return on Equity | 31.1% | 26.1% | 40.2% |
| ROIC | 12.1% | 10.6% | 32.2% |
| IBM | Industry | S&P 500 | |
|---|---|---|---|
| Sentiment Score | 55 | 40 | 62 |
| 5‑Day Return | -1.8% | -1.9% | 1.2% |
| 1‑Month Return | -3.7% | -4.1% | 1.1% |
| YTD Return | -22.3% | -22.1% | 14.0% |
| 1‑Year Return | -17.8% | -21.6% | 18.5% |
| 3‑Year Return | 68.9% | -5.7% | 85.1% |
| 5‑Year Return | 107.9% | -41.4% | 85.9% |
| Beta 1‑Year | 0.88 | 0.70 | 1.00 |






| IBM | Industry | |
|---|---|---|
| Forward Dividend Yield | 3.0% | 2.3% |
| Payout Ratio | 58.8% | 49.2% |
| TTM Yield | 3.0% | - |
| Fwd. Div. Per Share | $6.76 | $3.00 |
| Div. 1Y Chg (%) | 0.6% | - |
| Div. 3Y Avg (%) | 0.6% | - |
| Div. 5Y Avg (%) | 0.6% | - |
| Cons. Growth Years | 10+ | - |
| Div. Coverage Ratio | 1.7 | 1.9 |
| Current Ratio | 0.8 |
| Quick Ratio | 0.7 |
| Price | $225.51 |
| Net Cash Per Share | -$61.08 |
| Equity Per Share | $36.57 |
| Debt / Equity | 1.9 |
| Solvency Ratio | 17% |
| Interest Coverage | 6.4 |
| Short % of Float | 2.6% |
| Altman Z‑Score | 3.2 |
| Current Quarter EPS | |
|---|---|
# Up Last 30 days | 6.00 |
# Down Last 30 days | 9.00 |
Mean Estimate | 2.87 |
% Change (30 Days) | -0.60% |
| Next Quarter EPS | |
|---|---|
# Up Last 30 days | 7.00 |
# Down Last 30 days | 8.00 |
Mean Estimate | 4.62 |
% Change (30 Days) | 0.29% |
| Cur Qtr | Next Qtr | Cur Year | Next Year | |
|---|---|---|---|---|
| Latest | $2.87 | $4.62 | $12.31 | $13.15 |
| 30 Days Ago | $2.89 | $4.60 | $12.32 | $13.16 |
| 90 Days Ago | $2.93 | $4.57 | $12.46 | $13.46 |
| % Change (90 Days) | -2.0% | 1.0% | -1.2% | -2.3% |
| Surprise Type | Amount | Percent |
|---|---|---|
| Positive Quarters (> 2%) | 10 | 83.3% |
| Negative Quarters (< 2%) | 0 | - |
| In-Line Quarters (within 2%) | 2 | 16.7% |
| Surprise Type | Announce Date | Period End Date | Actual EPS | Est. EPS | Surprise (%) |
|---|---|---|---|---|---|
| In-Line | 07/22/26 | 06/30/26 | $2.93 | $2.93 | 0.0% |
| Positive | 04/22/26 | 03/31/26 | $1.91 | $1.81 | 5.5% |
| Positive | 02/04/26 | 12/31/25 | $4.52 | $4.33 | 4.4% |
| Positive | 10/22/25 | 09/30/25 | $2.65 | $2.44 | 8.6% |
| Positive | 07/23/25 | 06/30/25 | $2.80 | $2.64 | 6.1% |
| Positive | 04/23/25 | - | $1.60 | $1.42 | 12.7% |
| IBM | Industry | S&P 500 | |
|---|---|---|---|
| Best Monthly Return (5Y) | 28.3% | 12.7% | 9.6% |
| Worst Monthly Return (5Y) | -23.7% | -18.2% | -9.6% |
| Beta 1‑Year | 0.88 | 0.70 | 1.00 |
| Volatility 1‑Year | 0.50 | 0.29 | 0.13 |
| Volatility 1Y Pctl. | 49 | - | - |
| Max Drawdown 1‑Year | -37.5% | -43.1% | -8.8% |
| Max Drawdown 3‑Year | -37.5% | -49.1% | -18.7% |
| Max Drawdown 5‑Year | -37.5% | -52.1% | -24.6% |











CRWD | CrowdStrike Holdings | 88 | 25.8% | - | 22.6% | 24.3% | 26.8% | 36.5% |
IBM | IBM | 82 | 1.1% | -1.7% | 3.9% | 7.9% | 4.5% | 8.1% |
SAP | SAP | 64 | 9.4% | 30.6% | 11.8% | 6.4% | 7.7% | 7.1% |
PANW | Palo Alto Networks | 63 | 34.5% | - | 14.5% | 24.5% | 18.5% | 21.9% |
ACN | Accenture | 45 | 5.6% | 8.9% | 4.0% | 4.9% | 4.5% | 7.7% |
ACN | Accenture | 81 | 14.1 | 12.0 | 2.2 | 1.5 | 3.7 | 9.9 45.4 |
IBM | IBM | 61 | 20.1 | 17.2 | 1.0 | 3.1 | 6.2 | 18.3 96.6 |
SAP | SAP | 59 | 27.0 | 21.8 | 4.4 | 5.5 | 4.8 | 16.2 117.8 |
PANW | Palo Alto Networks | 3 | 500+ | 169.5 | - | 24.9 | 11.1 | 39.7 - |
CRWD | CrowdStrike Holdings | 1 | 500+ | 157.0 | - | 47.8 | 50.6 | 411.1 - |
SAP | SAP | 83 | 72.8% | 26.8% | 20.4% | 4.8% 17.4% | 3.3% 11.1% |
ACN | Accenture | 77 | 32.0% | 15.8% | 10.7% | 24.4% 31.1% | 12.1% 15.7% |
PANW | Palo Alto Networks | 75 | 70.4% | 6.1% | 2.7% | -100.0% 54.8% | -5.3% 15.4% |
IBM | IBM | 72 | 58.1% | 18.4% | 15.5% | 6.3% 35.2% | 1.0% 7.2% |
CRWD | CrowdStrike Holdings | 70 | 75.3% | -2.2% | 1.1% | -22.9% 5.4% | -7.6% 2.5% |
SAP | SAP | 99 | 0.0 | 20.7 | 1.0 | 43.7% | 46% | 0.4% |
CRWD | CrowdStrike Holdings | 96 | 0.2 | 3.9 | 1.6 | 21.0% | 7% | 2.4% |
PANW | Palo Alto Networks | 86 | 0.1 | - | 0.9 | 59.9% | 9% | 2.7% |
ACN | Accenture | 77 | 0.3 | 41.1 | 1.3 | 40.4% | 32% | 4.6% |
IBM | IBM | 69 | 1.9 | 6.4 | 0.7 | 58.2% | 17% | 2.6% |
ACN | Accenture | 70 | 3.7% | 3.7% | $176.11 | $6.52 | 10+ | 50.5% |
IBM | IBM | 63 | 3.0% | 3.0% | $225.51 | $6.76 | 10+ | 58.8% |
SAP | SAP | 24 | 1.4% | 1.4% | $210.68 | $2.93 | 3 | 36.8% |
CRWD | CrowdStrike Holdings | - | - | - | $252.13 | - | - | - |
PANW | Palo Alto Networks | - | - | - | $374.74 | - | - | - |
CRWD | CrowdStrike Holdings | 100 | 36.0% | 48.6% | 161.4% | 115.1% | 113.2% | 1.51 | 0.53 | 95.6% |
PANW | Palo Alto Networks | 99 | 10.3% | 27.9% | 144.6% | 103.4% | 85.3% | 1.20 | 0.46 | 94.0% |
SAP | SAP | 79 | -2.9% | 42.3% | 26.9% | -11.8% | -18.3% | 0.71 | 0.38 | 74.9% |
ACN | Accenture | 47 | -5.8% | 41.7% | -6.5% | -32.6% | -21.8% | 0.27 | 0.45 | 60.5% |
IBM | IBM | 26 | -3.7% | -12.1% | -5.2% | -22.3% | -17.8% | 0.88 | 0.50 | 67.8% |





2026 Dividends | $5.06 |
08/10/26 | 09/10/26 | Regular | $1.69 |
05/08/26 | 06/10/26 | Regular | $1.69 |
02/10/26 | 03/10/26 | Regular | $1.68 |
2025 Dividends | $6.71 |
11/10/25 | 12/10/25 | Regular | $1.68 |
08/08/25 | 09/10/25 | Regular | $1.68 |
05/09/25 | 06/10/25 | Regular | $1.68 |
02/10/25 | 03/10/25 | Regular | $1.67 |
2024 Dividends | $6.67 |
11/12/24 | 12/10/24 | Regular | $1.67 |
08/09/24 | 09/10/24 | Regular | $1.67 |
05/09/24 | 06/10/24 | Regular | $1.67 |
02/08/24 | 03/09/24 | Regular | $1.66 |
2023 Dividends | $6.63 |
11/09/23 | 12/09/23 | Regular | $1.66 |
08/09/23 | 09/09/23 | Regular | $1.66 |
05/09/23 | 06/10/23 | Regular | $1.66 |
02/09/23 | 03/10/23 | Regular | $1.65 |
2022 Dividends | $6.59 |
11/09/22 | 12/10/22 | Regular | $1.65 |
08/09/22 | 09/10/22 | Regular | $1.65 |
05/09/22 | 06/10/22 | Regular | $1.65 |
02/10/22 | 03/10/22 | Regular | $1.64 |
Ex-Dividend Date | 08/10/26 |
Payment Date | 09/10/26 |
Amount | $1.69 |
Type | Regular |
Regular Dividend | $1.69 |
Forward Dividend Rate | $6.76 |
Forward Dividend Yield | 3.0% |
Trailing 12 Months Dividends | $6.74 |
Trailing 12 Months Yield | 3.0% |
Payout Ratio | 58.8 |
Dividend Coverage Ratio | 1.7 |
Consecutive Growth Years | 10+ |
3 Year Growth Rate | 0.6% |
5 Year Growth Rate | 0.6% |
10 Year Growth Rate | 1.9% |
Price / Earnings | 20.1 | 48.1 | 25.1 | 66.3 | 19.9 |
Price / Cash Flow | 14.4 | 20.0 | 15.0 | 10.9 | 11.3 |
Price / Book | 6.2 | 9.7 | 8.7 | 6.2 | 5.8 |
Price / Tangible Book | - | - | - | - | - |
Price / Sales | 3.1 | 4.2 | 3.3 | 2.2 | 2.1 |
EV / EBITDA | 15.3 | 24.2 | 16.3 | 23.0 | 12.3 |
Forward Dividend Yield | 3.0% | 2.4% | 3.0% | 4.5% | 5.4% |
Shareholder Yield | 3.2% | 2.4% | 2.9% | 4.6% | 5.7% |
Gross Margin | 58.1% | 57.6% | 56.1% | 54.6% | 54.0% |
Net Margin | 15.5% | 9.1% | 13.5% | 3.4% | 9.4% |
Return on Assets | 7.1% | 4.2% | 6.3% | 1.7% | 4.1% |
Return on Equity | 31.1% | 21.2% | 35.1% | 9.1% | 28.8% |
ROIC | 12.1% | 7.8% | 11.2% | 3.7% | 8.6% |
Additional data provided by Zacks, Intrinio, Quandl, Yodlee, IEX Cloud
IBM has underperformed its sector by -50.7% in the past year.
The Technology sector has outperformed the market by 19.3% in the past year.